Discount Porsche Cayenne insuranceWant to learn a better way to compare the cheapest Porsche Cayenne insurance in Indianapolis? Sick and tired of sacrificing to insure your Porsche every month? You are no different than many other Indiana consumers.

A recent study showed that nearly 70% of drivers have been with the same company for well over three years, and practically 40% of car insurance customers have never taken the time to shop around. Indiana consumers could save approximately 55% a year, but they assume it's a waste of time to find cheap insurance by shopping around. Popular companies such as Progressive, State Farm and GEICO increase brand awareness with fancy advertisements and consumers find it hard to see through the cute green geckos and mayhem and find the best price available.

It's a good idea to shop coverage around periodically since prices are usually higher with each renewal. If you had the best rate on Porsche Cayenne insurance in Indianapolis at your last renewal you will most likely find a better premium rate today. There is a lot of bad information regarding Cayenne insurance online but in this article, you're going to get some guaranteed methods to lower your car insurance premiums.

The auto insurance companies shown below have been selected to offer quotes in Indiana. If several companies are displayed, we recommend you get prices from several of them in order to find the most competitive rates.

Porsche Cayenne Insurance Rates in Indianapolis, IN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Cayenne $206 $384 $380 $22 $114 $1,106 $92
Cayenne S $232 $352 $368 $22 $110 $1,084 $90
Cayenne GTS $174 $386 $294 $18 $88 $960 $80
Cayenne S Transyberia $156 $326 $264 $16 $80 $842 $70
Cayenne GTS PD Edition 3 $386 $808 $286 $16 $86 $1,582 $132
Cayenne Turbo $204 $426 $318 $18 $94 $1,060 $88
Cayenne Turbo S $344 $698 $270 $16 $80 $1,408 $117
Get Your Own Custom Quote Go

Data based on married male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Indiana minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, safe-driver, and claim-free. Prices do not factor in the specific area where the vehicle is garaged which can revise rates significantly.

Full coverage versus liability-only

The example below visualizes the comparison of Porsche Cayenne annual premium costs with and without physical damage coverage. The costs are based on no accidents or driving violations, $100 deductibles, single female driver, and no discounts are applied.

When to stop buying physical damage coverage

There is no exact rule of when to drop comprehensive and collision coverage on your policy, but there is a general guideline you can use. If the annual cost of comprehensive and collision coverage is more than 10% of replacement cost minus your deductible, then it could be time to drop full coverage.

For example, let's pretend your Porsche Cayenne replacement value is $6,000 and you have $1,000 physical damage deductibles. If your vehicle is totaled in an accident, you would only receive $5,000 after the policy deductible has been paid. If you are paying in excess of $500 a year for comprehensive and collision coverage, then you might want to think about dropping full coverage.

There are a few situations where removing full coverage is not a good plan. If you still have a lienholder on your title, you are required to maintain full coverage to protect the lienholder's interest in the vehicle. Also, if your savings is not enough to buy a different vehicle in case of an accident, you should keep full coverage in place.

Premiums by gender and age

The information below illustrates the comparison of Porsche Cayenne annual premium costs for male and female drivers. The price estimates are based on no claims or driving citations, comprehensive and collision coverage, $1,000 deductibles, marital status is single, and no discounts are applied.

Cheaper Indianapolis auto insurance rates with discounts

Insuring your vehicles can cost a lot, but companies offer discounts that you may not even know about. Certain discounts will be applied when you purchase, but a few must be asked for before being credited.Auto insurance discounts

Discounts save money, but please remember that most credits do not apply to the entire cost. Most only apply to specific coverage prices like comp or med pay. So even though they make it sound like adding up those discounts means a free policy, it just doesn't work that way.

A list of companies and the discounts they provide can be found below.

Before you buy a policy, ask each company or agent the best way to save money. Depending on the company, some discounts might not be offered on policies in Indianapolis. To locate insurance companies who offer cheap Porsche Cayenne insurance quotes in Indiana, click here to view.

You Can Change Your Insurance Costs

Many things are considered when you get a price on insurance. Some are pretty understandable such as traffic violations, but some are more obscure like your vehicle usage or how safe your car is.

Buying car insurance from Indianapolis insurance agents

Many people would rather buy from a local agent and there is nothing wrong with that. Professional insurance agents can help you build your policy and will help you if you have claims. An additional benefit of comparing rate quotes online is the fact that drivers can get better rates and still have an agent to talk to.

Find insurance agent in IndianapolisFor easy comparison, once you complete this form (opens in new window), the quote information gets sent to local insurance agents who will give you quotes to get your business. It's much easier because you don't need to do any legwork since rate quotes are delivered immediately to your email address. In the event you want to get a comparison quote for a specific company, don't hesitate to jump over to their website and fill out their quote form.

Selecting an insurance company should include more criteria than just a low price. Here are some questions you should ask.

If you would like to find a reliable agent, it's important to understand the different types of agents and how they operate. Agents in Indianapolis are either independent (non-exclusive) or exclusive. Either type can properly insure your vehicles, but it is important to understand the subtle differences since it could factor into which type of agent you select.

Exclusive Insurance Agencies

Agents in the exclusive channel are contracted to one company like State Farm, AAA, Farmers Insurance or Allstate. Exclusive agencies are unable to compare other company's rates so it's a take it or leave it situation. Exclusive agents receive extensive training on what they offer which helps them sell insurance even at higher premiums.

Below is a short list of exclusive agents in Indianapolis that are able to give comparison quotes.


9423 Pendleton Pike - Indianapolis, IN 46236 - (317) 897-6129 - View Map


7424 Rockville Rd - Indianapolis, IN 46214 - (317) 273-0709 - View Map


5510 S East St d - Indianapolis, IN 46227 - (317) 783-3127 - View Map

More Indianapolis agents

Independent Car Insurance Agencies

Independent agencies are not locked into one company and that enables them to quote your coverage amongst many companies and potentially find a lower price. To move your coverage to a new company, they simply move the coverage in-house and that require little work on your part. When comparing rates, we highly recommend that you get quotes from independent agents to have the best price comparison.

Shown below are independent insurance agents in Indianapolis willing to provide price quotes.


2425 N Meridian St - Indianapolis, IN 46208 - (317) 923-7722 - View Map


N Alabama St #350 - Indianapolis, IN 46204 - (317) 572-8080 - View Map


8000 S Meridian St - Indianapolis, IN 46217 - (317) 888-6007 - View Map

More Indianapolis agents

Car insurance can get complicated

When choosing coverage for your personal vehicles, there really isn't a "perfect" insurance plan. You are unique so this has to be addressed.Drive safe and save For instance, these questions can help discover whether your personal situation could use an agent's help.

If it's difficult to answer those questions, then you may want to think about talking to an agent. If you want to speak to an agent in your area, fill out this quick form or click here for a list of car insurance companies in your area. It's fast, free and may give you better protection.

Car insurance advertising gotchas

Indiana consumers constantly see and hear ads that promise big savings by companies like State Farm and Allstate. All the ads make an identical promise of big savings if you just switch to their company.

It sounds good, but how can they all charge you a lower premium? This is the way they can do it.

Insurance companies have specific criteria for the type of driver that is profitable for them. One example of a desirable insured might be described as over age 30, carries full coverage, and has excellent credit. Anybody who matches those parameters receive the lowest rate quotes in Indianapolis and is almost guaranteed to save a lot of money.

Potential insureds who fall outside the requirements will be charged more expensive rates and ends up with business not being written. If you pay close attention to the ads, they say "drivers that switch" not "all people who quote" save that much when switching. That is how companies can truthfully advertise the savings. This really emphasizes why you really should quote coverage with many companies. It is impossible to predict which insurance companies will have the best rates for your profile.

More quotes mean more car insurance savings

We've covered a lot of ways to get a better price on Porsche Cayenne insurance in Indianapolis. The key thing to remember is the more times you quote, the better chance you'll have of finding inexpensive Indianapolis car insurance quotes. Drivers may even discover the most savings is with a smaller regional carrier. These companies may often insure only within specific states and give getter rates as compared to the big name companies such as State Farm and Allstate.

As you quote Indianapolis car insurance, you should never skimp on critical coverages to save a buck or two. There have been many situations where drivers have reduced liability coverage limits and found out when filing a claim they didn't have enough coverage. Your focus should be to get the best coverage possible at the best price while still protecting your assets.

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