Insurance quote for Dodge Avenger in Fort WayneComparison shopping for cheaper Dodge Avenger insurance in Fort Wayne might be quite difficult for drivers who have little experience quoting and comparing rates online. People have so many different companies and agents to choose from that it can quickly become hard work to find better rates on Dodge Avenger insurance.

It's amazing but the vast majority of consumers renewed their policy with the same company for more than four years, and just under half have never even compared rates from other companies. Many consumers in Indiana could cut their rates by approximately $700 a year, but they mistakenly think it's difficult to compare rates and save money.

Discounts for cheap car insurance quotes

Companies that sell car insurance don't always advertise every discount in a way that's easy to find, so we break down some of the best known as well as the least known savings tricks you should be using when you buy Fort Wayne auto insurance online.

While discounts sound great, it's important to understand that most credits do not apply to the entire cost. Most cut the cost of specific coverages such as comp or med pay. Despite the fact that it seems like it's possible to get free car insurance, it's just not the way it works.

A few popular companies and the discounts they provide are outlined below.

When comparing rates, check with each company or agent to give you their best rates. Some credits may not be offered in Fort Wayne. To locate providers who offer car insurance discounts in Fort Wayne, click this link.

Most larger insurance companies allow consumers to get coverage prices on their websites. Comparing prices online for Dodge Avenger insurance in Fort Wayne doesn't take much effort because you just enter your personal and coverage information as detailed in the form. Upon sending the form, their system will order information on your driving record and credit history and quotes a price based on many factors.

Using the web to get rates for Dodge Avenger insurance in Fort Wayne helps simplify price comparisons, and it's necessary to get many rate quotes if you want to find the best rate on insurance.

In order to find out how much you can save on insurance, compare quotes from the companies shown below. If you have a policy now, it's recommended that you enter the insurance coverages exactly as they are listed on your policy. Doing this guarantees you will have a fair comparison using the same coverage and limits.

The following companies have been selected to offer free quotes in Fort Wayne, IN. If multiple companies are listed, we suggest you visit as many as you can to get the cheapest price.

Dodge Avenger Insurance Rate Estimates in Fort Wayne, IN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Avenger Express $170 $392 $412 $24 $124 $1,122 $94
Avenger R/T $132 $312 $384 $22 $114 $964 $80
Avenger SXT $152 $340 $358 $22 $108 $980 $82
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Premium data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Indiana minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, safe-driver, and claim-free. Rates do not factor in zip code location which can decrease or increase coverage prices significantly.

Illustration showing the impact of accidents and violations

The chart below illustrates how speeding tickets and accidents can impact Dodge Avenger car insurance costs for different age groups. The premium estimates are based on a single female driver, full coverage, $500 deductibles, and no discounts are applied.

Learn How to Lower Your Insurance Rates

Lots of things are used in the calculation when pricing auto insurance. Some of the criteria are obvious such as your driving record, but other criteria are less obvious such as your credit history or how financially stable you are. The best way to find cheaper auto insurance is to take a look at the different types of things that help determine your auto insurance rates. If you have a feel for what determines base rates, this allows you to make good choices that could result in lower premium levels.

The following are some of the most rate-impacting factors used by your company to calculate your rate level.

Get rate quotes but still have a local Fort Wayne insurance agency

A small number of people still prefer to visit with an insurance agent and that is not a bad decision The biggest benefit of getting online price quotes is you may find cheap rate quotes but also keep your business local.

Fort Wayne insurance agentsUpon completion of this form (opens in new window), the quote information is sent to companies in Fort Wayne who can give free rate quotes and help you find cheaper coverage. You never need to contact an agency since price quotes are sent to the email address you provide. It's the lowest rates without requiring a lot of work. If you wish to compare prices for a specific company, don't hesitate to go to their quote page and complete a quote there.

Picking a insurance company shouldn't rely on just the bottom line cost. Here are some questions to ask:

Compare rates from both independent and exclusive car insurance agents

When narrowing the list to find an insurance agent, there are two different types of agents to choose from. Insurance policy providers can be described as either independent or exclusive depending on the company they work for.

Exclusive Agents

Exclusive insurance agents work for only one company like Farmers Insurance and State Farm. Exclusive agents are unable to place coverage with different providers so they have to upsell other benefits. Exclusive agents receive a lot of sales training in insurance sales and that enables them to sell even at higher rates. Consumers sometimes buy from the same agent for years primarily because of the brand and solid financial strength.

Below are exclusive insurance agents in Fort Wayne that are able to give price quotes.

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Independent Insurance Agencies

Independent agencies are not employed by any specific company and that allows them to write policies through many different insurance companies depending on which coverage is best. To move your coverage to a new company, your policy is moved internally and you don't have to find a new agent.

If you are trying to find cheaper rates, you should always include price quotes from several independent insurance agents for the best price selection. Most can insure with companies that do not advertise much that may have much lower rates than larger companies.

The following is a short list of independent insurance agencies in Fort Wayne that are able to give rate quotes.

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Three good reasons to insure your Avenger

Even though it can be expensive, buying insurance is most likely required but also gives you several important benefits.

The benefits of insuring your car greatly outweigh the cost, particularly when you have a large claim. But the average driver in Indiana overpays more than $825 a year so it's important to compare rates at every renewal to save money.

The best insurance company isn't always the cheapest

In this article, we presented many ideas to save on Dodge Avenger insurance in Fort Wayne. The key concept to understand is the more quotes you get, the better chance you'll have of finding low cost Fort Wayne auto insurance quotes. You may even find the best price on auto insurance is with a company that doesn't do a lot of advertising.

People who switch companies do it for a variety of reasons including an unsatisfactory settlement offer, questionable increases in premium, being labeled a high risk driver and even delays in responding to claim requests. It doesn't matter what your reason, choosing a new insurance company is not as hard as you think.

As you restructure your insurance plan, you should never sacrifice coverage to reduce premiums. In too many instances, someone dropped uninsured motorist or liability limits to discover at claim time that a couple dollars of savings turned into a financial nightmare. Your strategy should be to get the best coverage possible at the best possible price but still have enough coverage for asset protection.

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