Do you need a fast way to compare the cheapest insurance rates in Anderson, IN? Anderson shoppers have options when shopping for the best price on car insurance. You can either waste hours driving around trying to get quotes or leverage the internet to make rate comparisons. There is a right way and a wrong way to shop for insurance and we'll show you the absolute fastest way to get price quotes for a new or used and get the cheapest rates.

It's smart to get comparison quotes before your policy renews because prices are rarely the same from one policy term to another. Even if you think you had the best rates on insurance on your last policy you may be paying too much now. Forget all the misinformation about insurance because we're going to demonstrate the right way to get good coverage on insurance at a lower rate.

Finding the cheapest coverage in Anderson is quite easy. If you have insurance now, you will definitely be able to find the best rates using the techniques presented in this article. Smart buyers just need to know the proper way to shop their coverage around from many different companies online.

Take policy discounts and save on car insurance

Car insurance companies don't always list every policy discount in a way that's easy to find, so we took the time to find a few of the more well known as well as the least known discounts that you can inquire about if you buy Anderson auto insurance online.Save money with discounts

Don't be surprised that some of the credits will not apply to all coverage premiums. Some only apply to specific coverage prices like medical payments or collision. So even though they make it sound like you can get free auto insurance, that's just not realistic. Any qualifying discounts should help reduce your overall premium however.

If you would like to view car insurance companies who offer free car insurance quotes in Anderson, click here.

The best way we recommend to compare rate quotes is to know the fact all the major auto insurance companies participate in online systems to provide you with free rate quotes. To start a quote, the only thing you need to do is provide the companies a bit of rating information including how your vehicles are used, if a SR-22 is needed, your education level, and whether you have decent credit. That information is then submitted to insurance companies and you receive quotes almost instantly.

To check car insurance prices now, click here and enter the information requested.

The companies in the list below are ready to provide price quotes in Indiana. If several companies are displayed, we suggest you visit as many as you can to get a more complete price comparison.

Insurance Rates for Popular Vehicles in Anderson
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Impala LTZ $922 $461 $77
Chevrolet Malibu Hybrid $744 $372 $62
Chevrolet Silverado LT Regular Cab $1,060 $530 $88
Dodge Ram Quad Cab SLT 2WD $1,084 $542 $90
Ford Edge SEL 2WD $850 $425 $71
Ford Escape XLS 4WD $628 $314 $52
Ford F-150 XL Super Cab 2WD $684 $342 $57
Ford Focus SE 4-Dr Sedan $866 $433 $72
GMC Sierra SLE Crew Cab 4WD $1,210 $605 $101
Honda Accord LX 4-Dr Sedan $820 $410 $68
Honda CR-V EX 4WD $738 $369 $62
Honda Civic LX 4-Dr Sedan $1,014 $507 $85
Honda Odyssey EX W/Rear Entertainment $920 $460 $77
Kia Optima LX $928 $464 $77
Nissan Altima Hybrid 4-Dr Sedan $802 $401 $67
Toyota Camry XLE $1,050 $525 $88
Toyota Corolla LE $904 $452 $75
Toyota RAV4 Limited 2WD $744 $372 $62
Get Your Own Custom Quote Go

Premium data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Indiana minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, claim-free, and homeowner. Price estimates do not factor in vehicle garaging location which can change rates considerably.

Car insurance rates based on gender

The illustration below illustrates the difference between insurance costs for male and female drivers in Anderson. The premiums assume a clean driving record, no claims, comp and collision included, $1,000 deductibles, single marital status, and no other discounts are factored in on a Honda Accord LX-P.

Honda Accord rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Auto insurance can get complicated

Always remember that when buying insurance from an agent or online for your personal vehicles, there really is no single plan that fits everyone. Your needs are unique to you.Drive safe and save

These are some specific questions may help highlight whether your personal situation might need professional guidance.

If you're not sure about those questions but one or more may apply to you, you may need to chat with a licensed insurance agent. If you want to speak to an agent in your area, take a second and complete this form. It's fast, free and can help protect your family.

Buying auto insurance from Anderson auto insurance agents

Many drivers just want to buy from a licensed agent and that is just fine! Agents are very good at helping people manage risk and help in the event of a claim. An additional benefit of comparing rates online is you can get lower rates but still work with a licensed agent.

Insurance agency in AndersonFor easy comparison, once you complete this quick form, your insurance coverage information is emailed to local insurance agents in Anderson who want to provide quotes to get your business. You won't even need to leave your computer since price quotes are sent immediately to your email address. In the event you want to get a price quote for a specific company, don't hesitate to navigate to their website and give them your coverage information.

Deciding on a provider requires more thought than just the quoted price. The answers to these questions are important, too.

If you want a local agent, it can be helpful to understand the types of insurance agents and how they can service your needs differently. Agencies in Anderson can be classified as either independent agents or exclusive agents. Either one can write auto insurance policies, but it's a good idea to understand how they differ because it may have an impact on which agent you choose.

Exclusive Auto Insurance Agents

Exclusive insurance agents work for only one company like Farmers Insurance or State Farm. They usually cannot compare rates from other companies so you need to shop around if the rates are high. Exclusive insurance agents receive a lot of sales training in insurance sales which helps them sell insurance even at higher premiums. Drivers often use the same agent mostly because of high brand loyalty rather than low price.

Independent Agencies or Brokers

Independent agents can quote rates with many companies and that enables them to quote your coverage with an assortment of companies and find you the best rates. If your agent finds better pricing, the agent simply finds a different carrier and you won't have to switch agencies.

When comparing auto insurance rates, you should always compare prices from at a minimum one independent agency to maximize your price options. Most have the option of insuring with lesser-known insurance companies who may have lower rates.

Insurance losses by coverage

Which vehicles tend to have high claims? The next tables list the best and worst makes and models for overall likelihood of having claims for each type of coverage.

Vehicle Models with the Lowest and Highest Collision Claims
Lowest Claims Highest Claims
Jeep Wrangler Bentley Continental Flying Spur
Mini Cooper Bently Continental GTC
Ford Edge Maserati Ghibli
GMC Canyon Bently Continental GT
Chevrolet Colorado Nissan GT-R
Ford F-150 SuperCrew Audi RS7

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Comprehensive Claims by Manufacturer Model
Lowest Claims Highest Claims
GMC Sierra 2500 BMW M6
Chevy Silverado 2500 Bentley Continental GTC
Ford F-350 Mercedes-Benz S Class
Nissan Leaf Bentley Continental GT
Nissan Xterra Maserati Quattroporte
Chevy Spark Maserati Granturismo

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Bodily Injury Liability Claims by Manufacturer Model
Lowest Claims Highest Claims
Chevrolet Corvette Chevrolet Impala
Volvo XC60 Kia Rio
Fiat 500 Mitsubishi Lancer
Acura MDX Dodge Charger
Audi A6 Chevrolet Cruze
Subaru Outback Mitsubishi Mirage

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Lowest and Highest Medical Payment Insurance Claims by Vehicle Make and Model
Lowest Claims Highest Claims
Tesla Model S Chevrolet Spark
Ford F-250 SuperCrew Mitsubishi Lancer
Audi A4 Allroad Dodge Charger
Chevrolet Silverado 2500 Hyundai Accent
Chevrolet Silverado 3500 Chevrolet Sonic
Chevrolet Corvette Kia Forte

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Shop around and save

Consumers who switch companies do it for any number of reasons including being labeled a high risk driver, unfair underwriting practices, extreme rates for teen drivers or even not issuing a premium refund. Whatever your reason, finding a new company is pretty simple and you could end up saving a buck or two.

Throughout this article, we presented some good ideas how to save on insurance in Anderson. The most important thing to understand is the more providers you compare, the better likelihood of getting affordable Anderson auto insurance quotes. You may even find the most savings is with a smaller regional carrier.

Cheaper insurance in Anderson can be sourced online and also from your neighborhood Anderson agents, so you need to shop Anderson auto insurance with both in order to have the best chance of saving money. There are still a few companies who don't offer price quotes online and these smaller providers only sell through local independent agencies.

For more information, take a look at the resources below: