Insurance for Nissan FrontierHas it been over a year since you last compared quotes for the cheapest Nissan Frontier insurance in Indianapolis? Have you had enough of wondering where the money will come from to insure your Nissan every month? You are no different than most other people in Indiana.

A recent survey discovered that about 70% of customers kept their coverage with the same insurance company for four years or more, and nearly 40% of drivers have never even compared rates from other companies. With the average premium in Indiana being $1,400, drivers could save roughly $700 each year by just comparing rate quotes, but they don't understand how simple it is to shop around.

Popular companies such as Allstate, Liberty Mutual and State Farm continually bombard you with TV and radio ads and consumers find it hard to ignore the flashy ads and take the time to shop coverage around.

If you are already insured, you will be able to lower your rates using the concepts you're about to learn. Buying the cheapest insurance in Indianapolis can be much easier if you know how to start. But Indiana car owners must learn the way insurance companies price online insurance and apply this information to your search.

How to compare Indianapolis Nissan Frontier insurance rate quotes

When quoting auto insurance, remember that making a lot of price comparisons helps improve the odds of finding more affordable rates.

The following companies are our best choices to provide comparison quotes in Indianapolis, IN. If multiple providers are shown, we suggest you get rates from several of them to get a more complete price comparison.

Nissan Frontier Insurance Rates in Indianapolis, IN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Frontier XE King Cab 2WD $112 $238 $396 $24 $118 $888 $74
Frontier SE King Cab 2WD $134 $188 $460 $28 $138 $948 $79
Frontier SE Crew Cab 2WD $100 $226 $396 $24 $118 $864 $72
Frontier Pro-4X King Cab 2WD $208 $428 $368 $22 $110 $1,136 $95
Frontier LE King Cab 2WD $130 $226 $358 $22 $108 $844 $70
Frontier SE King Cab 4WD $208 $352 $294 $18 $88 $960 $80
Frontier Pro-4X Crew Cab 2WD $136 $288 $330 $20 $98 $872 $73
Frontier LE Crew Cab 2WD $212 $496 $424 $26 $128 $1,286 $107
Frontier SE Crew Cab 4WD $202 $294 $368 $22 $110 $996 $83
Frontier LE King Cab 4WD $210 $358 $318 $18 $94 $998 $83
Frontier Pro-4X King Cab 4WD $272 $436 $280 $16 $84 $1,088 $91
Frontier Pro-4X Crew Cab 4WD $182 $272 $290 $18 $86 $848 $71
Frontier LE Crew Cab 4WD $226 $294 $368 $22 $110 $1,020 $85
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Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Indiana minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, multi-policy, and claim-free. Price estimates do not factor in Indianapolis location which can raise or lower coverage prices greatly.

Choosing deductibles

The diagram below highlights how deductible choice and can increase or decrease Nissan Frontier annual premium costs for different age categories. The prices are based on a married male driver, full coverage, and no discounts are applied to the premium.

Yearly car insurance costs for men versus women

The diagram below illustrates the difference between Nissan Frontier auto insurance rates for male and female drivers. The information is based on no tickets, no at-fault accidents, comprehensive and collision coverage, $1,000 deductibles, marital status is single, and no discounts are applied to the premium.

Deductible comparison

The hardest decision when buying coverage is how high should the physical damage coverage deductibles be. The following tables outline the price difference when you choose different comp and collision deductibles. The first data table uses a $250 deductible and the second set of prices uses a $1,000 deductible.

Nissan Frontier insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Frontier XE King Cab 2WD $162 $300 $350 $20 $106 $963 $80
Frontier SE King Cab 2WD $188 $300 $350 $20 $106 $989 $82
Frontier SE Crew Cab 2WD $188 $366 $350 $20 $106 $1,055 $88
Frontier Pro-4X King Cab 2WD $216 $366 $350 $20 $106 $1,083 $90
Frontier LE King Cab 2WD $216 $366 $350 $20 $106 $1,083 $90
Frontier SE King Cab 4WD $216 $300 $280 $16 $84 $921 $77
Frontier Pro-4X Crew Cab 2WD $216 $430 $350 $20 $106 $1,147 $96
Frontier LE Crew Cab 2WD $216 $430 $350 $20 $106 $1,147 $96
Frontier SE Crew Cab 4WD $216 $366 $280 $16 $84 $987 $82
Frontier LE King Cab 4WD $244 $366 $280 $16 $84 $1,015 $85
Frontier Pro-4X King Cab 4WD $244 $366 $280 $16 $84 $1,015 $85
Frontier Pro-4X Crew Cab 4WD $244 $366 $280 $16 $84 $1,015 $85
Frontier LE Crew Cab 4WD $244 $366 $280 $16 $84 $1,015 $85
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Nissan Frontier insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Frontier XE King Cab 2WD $100 $188 $350 $20 $106 $764 $64
Frontier SE King Cab 2WD $116 $188 $350 $20 $106 $780 $65
Frontier SE Crew Cab 2WD $116 $230 $350 $20 $106 $822 $69
Frontier Pro-4X King Cab 2WD $134 $230 $350 $20 $106 $840 $70
Frontier LE King Cab 2WD $134 $230 $350 $20 $106 $840 $70
Frontier SE King Cab 4WD $134 $188 $280 $16 $84 $702 $59
Frontier Pro-4X Crew Cab 2WD $134 $270 $350 $20 $106 $880 $73
Frontier LE Crew Cab 2WD $134 $270 $350 $20 $106 $880 $73
Frontier SE Crew Cab 4WD $134 $230 $280 $16 $84 $744 $62
Frontier LE King Cab 4WD $152 $230 $280 $16 $84 $762 $64
Frontier Pro-4X King Cab 4WD $152 $230 $280 $16 $84 $762 $64
Frontier Pro-4X Crew Cab 4WD $152 $230 $280 $16 $84 $762 $64
Frontier LE Crew Cab 4WD $152 $230 $280 $16 $84 $762 $64
Get Your Own Custom Quote Go

Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, and Indiana minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, safe-driver, and claim-free. Price information does not factor in the specific area where the vehicle is garaged which can impact insurance rates considerably.

Based on the figures above, using a $250 deductible will cost you roughly $20 more each month or $240 every year than buying the higher $1,000 deductible. Since the policyholder would be required to pay $750 more to file a claim with a $1,000 deductible as compared to a $250 deductible, if you go more than 38 months between claims, you would probably be better off if you opt for a higher deductible. The table below shows a better example of how you can make your own decision.

Average monthly premium for $250 deductibles: $86
Average monthly premium for $1,000 deductibles (subtract): - $66
Monthly savings from raising deductible: $20
Difference between deductibles ($1,000 - $250): $750
Divide difference by monthly savings: $750 / $20
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 38 months

One thing to be aware of is that a higher deductible level results in having to pay to pay more out-of-pocket if you have a claim. You need to have some extra funds in the event you have to pay the higher deductible in order to repair your vehicle.

How much auto insurance do I need?

When quoting and comparing a policy, there really isn't a single plan that fits everyone. Everyone's situation is a little different and your auto insurance should unique, too.Higher deductibles save money For instance, these questions could help you determine whether your personal situation would benefit from professional advice.

If it's difficult to answer those questions but you know they apply to you, you may need to chat with a licensed agent. If you want to speak to an agent in your area, complete this form or you can also visit this page to select a carrier

When do I need to get advice from a local insurance agent?

Some consumers would rather visit with an insurance agent and that is recommended in a lot of cases An additional benefit of getting online price quotes is the fact that drivers can get better rates and also buy local.

Indianapolis insurance agentsTo find an agent, once you fill out this form (opens in new window), your information is transmitted to local insurance agents that provide free Indianapolis auto insurance quotes and help you find cheaper coverage. It simplifies rate comparisons since you won't have to leave your house because quoted prices will be sent immediately to you. It's the lowest rates without a big time investment. In the event you want to compare prices from one company in particular, you would need to navigate to their website and give them your coverage information.

Deciding on an provider requires more thought than just the bottom line cost. Agents should be asked these questions:

If you want to use a reliable agent, it helps to know the two types of agencies and how they work. Insurance agencies in Indianapolis can be classified as either exclusive or independent (non-exclusive).

Exclusive Agents

Agents of this type can only place business with one company and some examples include Farmers Insurance and State Farm. They are unable to shop your coverage around so they have no alternatives for high prices. These agents are well trained on the products they sell which can be an advantage.

The following are exclusive insurance agencies in Indianapolis that are able to give price quote information.


11204 Fall Creek Rd - Indianapolis, IN 46256 - (317) 849-9996 - View Map


1480 W Southport Rd c - Indianapolis, IN 46217 - (317) 888-5200 - View Map


4475 W 71st St - Indianapolis, IN 46268 - (317) 328-0882 - View Map

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Independent Agencies or Brokers

Agents in the independent channel do not have single company limitations so they can quote policies through lots of different companies and possibly get better coverage at lower prices. If you are not satisfied with one company, they can switch companies in-house and you stay with the same agent. When comparison shopping, we highly recommend that you include price quotes from a couple of independent agencies in order to have the best price comparison.

The following is a list of independent agencies in Indianapolis who can help you get price quotes.


6329 Hollister Dr - Indianapolis, IN 46224 - (317) 298-7500 - View Map


2929 E 96th St Suite A. - Indianapolis, IN 46240 - (317) 844-3049 - View Map


9801 Fall Creek Rd #156 - Indianapolis, IN 46256 - (317) 476-6141 - View Map

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