Want to save money and find the cheapest Audi A6 insurance in Fort Wayne? Saving money on Audi A6 insurance in Fort Wayne can be kind of frustrating for people not familiar with online price comparisons. People have so many choices that it can easily become a difficult challenge to find cheaper Audi A6 insurance rates.

Insurance rates Audi A6 in Fort WayneStatistics show that over 70% of drivers have purchased from the same company for well over three years, and approximately 38% of consumers have never compared rates to find affordable insurance. With the average auto insurance premium being $1,400, Indiana drivers could save an average of roughly 55% each year, but most tend to underestimate the amount of money they would save if they switched.

How much is Audi A6 insurance in Fort Wayne, IN?

To find the cheapest Audi A6 rate quotes, there are several ways to compare rate quotes from companies that offer car insurance in Indiana. One of the best ways to find the lowest Audi A6 rates consists of obtaining rate quotes online. Just remember that having more price comparisons increases your odds of finding more affordable rates.

The auto insurance companies shown below have been selected to offer free rate quotes in Indiana. If several companies are displayed, we recommend you visit several of them in order to get a fair rate comparison.

Audi A6 Insurance Rates in Fort Wayne, IN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A6 3.2 Premium 4-Dr Sedan $328 $770 $340 $20 $102 $1,560 $130
A6 3.2 Premium Plus 4-Dr Sedan $262 $570 $270 $16 $80 $1,198 $100
A6 3.0 Quattro Premium 4-Dr Sedan $186 $352 $280 $16 $84 $918 $77
A6 3.0 Quattro Premium Plus 4-Dr Sedan $288 $656 $318 $18 $94 $1,374 $115
A6 3.0 Quattro Premium Station Wagon $382 $670 $312 $18 $94 $1,476 $123
A6 3.0 Quattro Premium Plus Station Wagon $292 $550 $244 $14 $72 $1,172 $98
A6 3.0 Quattro Prestige 4-Dr Sedan $186 $352 $280 $16 $84 $918 $77
A6 3.0 Quattro Prestige Station Wagon $334 $690 $322 $20 $96 $1,462 $122
A6 4.2 Quattro Prestige 8Cyl 4-Dr Sedan $260 $494 $286 $16 $86 $1,142 $95
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Data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Indiana minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, multi-vehicle, and safe-driver. Rate quotes do not factor in specific garaging location which can modify auto insurance rates noticeably.

Illustration showing the impact of accidents and violations

The information below highlights how speeding tickets and at-fault fender-benders can influence Audi A6 annual premium costs for different categories of driver ages. The costs are based on a single male driver, comp and collision included, $100 deductibles, and no additional discounts are factored in.

Can higher deductibles save money?

When comparing car insurance rates, the most common question is which deductible level should you buy. The tables below may help you to understand the differences in price between high and low coverage deductibles. The first set of rates uses a $250 deductible and the second rate table uses a $500 deductible.

Audi A6 insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A6 3.2 Premium 4-Dr Sedan $300 $562 $280 $16 $84 $1,267 $106
A6 3.2 Premium Plus 4-Dr Sedan $300 $562 $280 $16 $84 $1,267 $106
A6 3.0 Quattro Premium 4-Dr Sedan $300 $562 $280 $16 $84 $1,267 $106
A6 3.0 Quattro Premium Plus 4-Dr Sedan $300 $562 $280 $16 $84 $1,267 $106
A6 3.0 Quattro Premium Station Wagon $300 $562 $238 $14 $72 $1,211 $101
A6 3.0 Quattro Premium Plus Station Wagon $300 $562 $238 $14 $72 $1,211 $101
A6 3.0 Quattro Prestige 4-Dr Sedan $300 $562 $280 $16 $84 $1,267 $106
A6 3.0 Quattro Prestige Station Wagon $300 $562 $238 $14 $72 $1,211 $101
A6 4.2 Quattro Prestige 8Cyl 4-Dr Sedan $328 $626 $280 $16 $84 $1,359 $113
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Audi A6 insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A6 3.2 Premium 4-Dr Sedan $244 $452 $280 $16 $84 $1,076 $90
A6 3.2 Premium Plus 4-Dr Sedan $244 $452 $280 $16 $84 $1,076 $90
A6 3.0 Quattro Premium 4-Dr Sedan $244 $452 $280 $16 $84 $1,076 $90
A6 3.0 Quattro Premium Plus 4-Dr Sedan $244 $452 $280 $16 $84 $1,076 $90
A6 3.0 Quattro Premium Station Wagon $244 $452 $238 $14 $72 $1,020 $85
A6 3.0 Quattro Premium Plus Station Wagon $244 $452 $238 $14 $72 $1,020 $85
A6 3.0 Quattro Prestige 4-Dr Sedan $244 $452 $280 $16 $84 $1,076 $90
A6 3.0 Quattro Prestige Station Wagon $244 $452 $238 $14 $72 $1,020 $85
A6 4.2 Quattro Prestige 8Cyl 4-Dr Sedan $268 $504 $280 $16 $84 $1,152 $96
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and Indiana minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, safe-driver, and multi-vehicle. Price estimates do not factor in Fort Wayne location which can influence coverage prices greatly.

We can estimate from the data above that using a $250 deductible will cost you approximately $16 more each month or $192 every year than opting for the higher $500 deductible. Since you would pay $250 more if you turn in a claim with a $500 deductible as compared to a $250 deductible, if you go at a minimum 16 months between claim filings, you would more than likely save some money by going with a higher deductible.

Affordable rates on Audi A6 insurance in Fort Wayne with these discounts

Some insurance providers don't always publicize their entire list of discounts very well, so we break down both well-publicized as well as the least known discounts you could be receiving when you buy Fort Wayne auto insurance online.Discount auto insurance

Drivers should understand that some credits don't apply to your bottom line cost. Most cut specific coverage prices like comp or med pay. If you do the math and it seems like all those discounts means the company will pay you, companies wouldn't make money that way.

Popular auto insurance companies and their offered discounts can be found below.

When comparing rates, check with each company how many discounts you can get. Depending on the company, some discounts may not apply to policies in Fort Wayne. To view insurance companies with significant discounts in Fort Wayne, follow this link.

What Impacts Audi A6 Insurance Prices?

When buying car insurance it's important to understand some of the factors that play a part in calculating the price you pay for car insurance. If you understand what determines base rates, this helps enable you to make changes that could help you find better car insurance rates. Many different elements are considered when premium rates are determined. Some of the criteria are obvious such as your driving history, but others are not quite as obvious like your continuous coverage or your vehicle rating.

Shown below are just a few of the factors companies use to determine your prices.

Low stress job equals lower premiums - Careers like lawyers, airline pilots, and medical professionals tend to have higher premiums than the average policyholder due to job stress and incredibly demanding work hours. Conversely, occupations like scientists, historians and performers generally pay rates lower than average.

Save money by having high credit - An insured's credit score is a large factor in determining premium rates. So if your credit score is low, you may save money insuring your Audi A6 by improving your credit score. Drivers with excellent credit tend to be more responsible as compared to drivers with poor credit.

Insurance companies don't like frequent car insurance claims - Auto insurance companies in Indiana give better rates to insureds who do not rely on their insurance for small claims. If you're an insured who likes to file claims you can look forward to either policy cancellation or increased premiums. Your insurance policy is intended to be relied upon for the large, substantial claims.

Buy as much liability protection as you can afford - Your car insurance policy's liability coverage will afford coverage if ever a court rules you are at fault for causing damage or personal injury in an accident. Your policy's liability insurance provides for a legal defense which can be incredibly expensive. It is affordable coverage compared to comp and collision, so buy as much as you can afford.

See if your company offers a multi-policy discount - Most major companies give lower prices to policyholders that have more than one policy. It's known as a multi-policy discount. If you currently are using one company, it's in your best interest to comparison shop to guarantee you are still saving the most. You may still find better rates by splitting coverages up.

Insurance loss data for Audi A6 vehicles - Companies take into consideration historical loss data for every vehicle to help determine costs. Vehicles that have high amounts or severity of claims will cost more for coverage. The next table illustrates the historical insurance loss data for Audi A6 vehicles.

For each insurance policy coverage type, the claim amount for all vehicles averaged together is equal to 100. Values that are 100 or less indicate better than average losses, while numbers that are greater than 100 indicate frequent claims or a tendancy for losses to be larger than average.

Insurance Loss Ratings for Audi A6 Vehicles

Vehicle Model Collision Property Damage Comp Personal Injury Medical Payment Bodily Injury
Audi A6 4dr 2WD 146 112 134
Audi A6 4dr 4WD 153 70 155 53 55 59
BETTER
AVERAGE
WORSE

Empty fields indicate not enough data collected
Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Buying from insurance agencies

Some people just prefer to buy from a local agent and we recommend doing that One of the benefits of getting free rate quotes online is the fact that you can find the lowest rates and still choose a local agent.

Insurance agents in Fort WayneOnce you complete this short form, your information is transmitted to participating agents in Fort Wayne who will give you quotes to get your business. You won't even need to leave your computer since rate quotes are delivered immediately to your email address. It's the lowest rates and a licensed agent to work with. If you wish to compare rates from a specific company, feel free to go to their quote page and submit a quote form there.

Picking an provider requires more thought than just a low price. Some important questions to ask are:

The different types of car insurance agents

When searching for a good insurance agency, you must know there are a couple types of insurance agents and how they differ in how they quote coverages. Insurance agents may be either exclusive or independent agents depending on their company appointments.

Exclusive Insurance Agents

Agents in the exclusive channel work for only one company such as State Farm, Allstate, and Farm Bureau. They are unable to provide prices from multiple companies so they really need to provide good service. These agents receive a lot of sales training on sales techniques and that allows them to sell at a higher price point. Consumers often buy from exclusive agents partially due to high brand loyalty rather than having low rates.

Shown below are Fort Wayne exclusive agencies who can help you get price quote information.

More insurance agents

Independent Insurance Agents

Agents of this type do not work for one specific company and that enables them to quote your coverage with multiple insurance companies and get the cheapest rates. If you are not satisfied with one company, they can switch companies in-house which requires no work on your part. If you are comparing rate quotes, you definitely need to get some free quotes from a few independent agents in order to compare the most rates. Many write coverage with smaller regional carriers which may have better rates.

Below are Fort Wayne independent agents that can give you price quote information.

More insurance agents

If you feel you receive good answers to any questions you may have and low cost Audi A6 insurance quotes, you have narrowed it down to an auto insurance agent that is professional and can provide insurance coverage. Just understand that you have the power to cancel your coverage for any reason so don't think you are locked into a specific agent for the full policy term.

Your insurance coverage should be tailored to you

When choosing a policy for your personal vehicles, there really is not a best way to insure your cars. Your needs are unique to you.Higher deductibles save money

Here are some questions about coverages that could help you determine if you might need an agent's assistance.

If you don't know the answers to these questions then you might want to talk to a licensed agent. If you want to speak to an agent in your area, take a second and complete this form.

Cheaper insurance is a realistic goal

Cheap Audi A6 insurance in Fort Wayne can be sourced from both online companies in addition to many Fort Wayne insurance agents, so you should compare both in order to have the best chance of saving money. Some insurance companies don't offer the ability to get quotes online and usually these regional carriers sell through independent agencies.

In this article, we presented a lot of techniques to lower your Audi A6 insurance rates in Fort Wayne. The key thing to remember is the more providers you compare, the better your chances of lowering your car insurance rates. Consumers may even find the biggest savings come from a smaller regional carrier.

When getting Fort Wayne auto insurance quotes online, you should never buy less coverage just to save a little money. There are too many instances where an insured dropped uninsured motorist or liability limits to discover at claim time they didn't purchase enough coverage. The goal is to buy enough coverage at an affordable rate and still be able to protect your assets.

More detailed insurance information is located by following these links: