Do you get exhausted from not being able to afford to keep your car insured? You have the same problem as many other consumers in Indiana.

Discount Dodge Challenger insuranceSadly, most consumers in Indiana renewed their policy with the same company for well over three years, and nearly the majority have never compared rates with other companies. With the average insurance premium being $1,847, American drivers could pocket up to 47% a year by just comparing rate quotes, but they just don't understand how easy it is to shop their coverage around. Many insurers vie for your business, so it's not easy to compare every insurance company and get the definite lowest rate on Dodge Challenger insurance in Fort Wayne.

Many insurance companies like Progressive, Allstate and GEICO allow you to get pricing on the web. Obtaining pricing for Dodge Challenger insurance in Fort Wayne doesn't take a lot of time as you simply enter your personal and coverage information on the page. After you submit the form their rating system obtains reports for credit and driving violations and quotes a price based on many factors. Getting online quotes for Dodge Challenger insurance in Fort Wayne helps simplify price comparisons, and it is imperative to have as many quotes as possible if you are searching for the best rate possible.

To save time and find out how much you're overpaying now, compare rates now from the companies shown below. If you have your current policy handy, we recommend you duplicate the coverage information as shown on your current policy. Doing this guarantees you will get an apples-to-apples comparison based on the exact same insurance coverage.

The following companies can provide quotes in Indiana. If the list has multiple companies, we suggest you visit two to three different companies in order to find the cheapest rates.

Dodge Challenger Insurance Rates in Fort Wayne, IN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Challenger SE $144 $266 $334 $20 $100 $864 $72
Challenger R/T $206 $384 $428 $26 $128 $1,172 $98
Challenger SRT-8 $268 $452 $318 $18 $94 $1,150 $96
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Data based on married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Indiana minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, claim-free, and multi-vehicle. Prices do not factor in your specific Fort Wayne location which can lower or raise premium rates greatly.

Can higher deductibles save money?

One of the most common car insurance questions is where should you set your physical damage deductibles. The comparisons below approximate how much more you'll pay between high and low deductibles. The first data set uses a $250 deductible for physical damage and the second set of rates uses a $500 deductible.

Dodge Challenger insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Challenger SE $272 $430 $318 $18 $94 $1,157 $96
Challenger R/T $300 $496 $318 $18 $94 $1,251 $104
Challenger SRT-8 $328 $562 $318 $18 $94 $1,345 $112
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Dodge Challenger insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Challenger SE $222 $348 $318 $18 $94 $1,000 $83
Challenger R/T $244 $400 $318 $18 $94 $1,074 $90
Challenger SRT-8 $268 $452 $318 $18 $94 $1,150 $96
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Table data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Indiana minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Premium costs do not factor in vehicle location which can alter prices noticeably.

Based on this data, we can arrive at the conclusion that using a $250 deductible costs about $14 more each month or $168 every year than selecting the higher $500 deductible. Because you would pay $250 more out of your own pocket with a $500 deductible as compared to a $250 deductible, if you have at a minimum 18 months between claims, you would probably come out ahead if you elect the higher deductible.

Comparing rates from local Fort Wayne car insurance agents

Some consumers prefer to visit with an insurance agent and that is recommended in a lot of cases Most agents are trained to spot inefficiencies and help in the event of a claim. An additional benefit of price shopping on the web is that you can find the lowest rates and still have a local agent. And supporting neighborhood agents is still important in Fort Wayne.

Insurance agency in Fort WayneAfter filling out this form (opens in new window), your coverage information is transmitted to participating agents in Fort Wayne who will give you quotes for your insurance coverage. You won't even need to find an agent since rate quotes are delivered straight to your inbox. If you want to get a price quote for a specific company, just go to their quote page and complete a quote there.

When finding a reputable agency, it helps to know the two different types of agencies and how they can write your policy. Fort Wayne agents are categorized either exclusive agents or independent agents. Both can sell and service car insurance coverage, but it's important to know the subtle differences because it can factor into the selection process.

Independent Car Insurance Agents

Independent agencies are not locked into one company so they can insure your vehicles with a variety of different insurance companies and find the cheapest car insurance rates. If prices rise, the agent simply finds a different carrier and you can keep the same agent. When shopping rates, you will want to get quotes from at least one independent agent to have the most options to choose from.

The following is a list of independent agents in Fort Wayne who can help you get free car insurance quotes.


4324 Flagstaff Cove - Fort Wayne, IN 46815 - (260) 702-0945 - View Map


9326 Coldwater Rd - Fort Wayne, IN 46825 - (260) 490-8822 - View Map


2130 E Dupont Rd - Fort Wayne, IN 46825 - (260) 467-5690 - View Map

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Exclusive Insurance Agents

These agents work for only one company and some examples include State Farm, AAA, and Liberty Mutual. Exclusive agents cannot provide other company's prices so they are skilled at selling on more than just price. Exclusive agencies are usually quite knowledgeable on their company's products and that enables them to sell even at higher rates.

Shown below is a list of exclusive insurance agents in Fort Wayne that can give you price quotes.


3017 E State Blvd - Fort Wayne, IN 46805 - (260) 483-6583 - View Map


702 W Coliseum Blvd d - Fort Wayne, IN 46808 - (260) 484-5577 - View Map


3474 Stellhorn Rd - Fort Wayne, IN 46815 - (260) 485-0122 - View Map

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Picking an insurance agency should depend on more than just a cheap price quote. Here are some questions you might want to ask.