Want to know an easy way to compare more affordable Jaguar XK insurance in Evansville? Have you had enough of paying out the nose to pay auto insurance each month? You're in the same situation as many other Indiana consumers.

Insurance quote for Jaguar XK in EvansvilleUnbelievably, over 70% of drivers renewed their policy with the same company for over three years, and approximately 40% of consumers have never compared rate quotes at all. Evansville consumers could save themselves as much as $700 a year just by comparing rates, but they don't know the rate savings if they switch to a new company.

Because there are so many insurance companies to choose from that have cheaper insurance for a Jaguar XK in Evansville, it can be challenging to locate the lowest price auto insurance provider.

When comparison shopping, comparing a large number of companies gives you a better chance of getting a better price.

The companies shown below are our best choices to provide quotes in Evansville, IN. If several companies are displayed, we suggest you get price quotes from several of them to get the cheapest price.

Jaguar XK Insurance Rates in Evansville, IN
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
XK Portfolio 2-Dr Coupe $250 $598 $250 $14 $76 $1,188 $99
XK 2-Dr Coupe $342 $884 $270 $16 $80 $1,592 $133
XK Portfolio 2-Dr Convertible $334 $702 $270 $16 $80 $1,402 $117
XK 2-Dr Convertible $412 $932 $364 $22 $110 $1,840 $153
Get Your Own Custom Quote Go

Price data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Indiana minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, homeowner, and multi-policy. Rate quotes do not factor in specific zip code location which can change premiums greatly.

Impact of citations and accidents on Evansville insurance rates

The chart below demonstrates how speeding tickets and accidents increase Jaguar XK insurance costs for each age group. The rate quotes are based on a married female driver, comp and collision included, $250 deductibles, and no additional discounts are factored in.

Rate comparison for different deductibles

The chart below illustrates how your deductible choice and can affect Jaguar XK insurance rates for different age groups of insureds. The costs are based on a married female driver, full coverage, and no discounts are factored in.

Here's why auto insurance is not optional

Even though Evansville XK insurance rates can get expensive, insuring your vehicle may not be optional for several reasons.

First, most states have minimum liability requirements which means you are required to buy a specific level of liability coverage in order to get the vehicle licensed. In Indiana these limits are 25/50/10 which means you must have $25,000 of bodily injury coverage per person, $50,000 of bodily injury coverage per accident, and $10,000 of property damage coverage.

Second, if you have a lien on your Jaguar XK, almost all lenders will require that you have full coverage to guarantee loan repayment. If coverage lapses or is cancelled, the bank will be required to insure your Jaguar for a lot more money and require you to pay the higher price.

Third, insurance protects both your car and your assets. It will also cover medical bills for you, your passengers, and anyone else injured in an accident. As part of your policy, liability insurance will also pay to defend you if you are sued as the result of your driving. If your Jaguar gets damaged, collision and comprehensive (also known as other-than-collision) coverage will pay to have it repaired.

The benefits of buying auto insurance are definitely more than the cost, especially for larger claims. Despite what companies tell you, the average driver is overpaying over $750 every year so compare rates at every renewal to ensure rates are inline.

Verify you're applying every discount

Not many people think insurance is cheap, but there's a good chance there are discounts that you may not even be aware of. Most are applied at the time you complete a quote, but less common discounts must be manually applied before you will receive the discount.Car insurance discounts

As a disclaimer on discounts, most discounts do not apply to your bottom line cost. Most cut the cost of specific coverages such as medical payments or collision. Despite the fact that it seems like adding up those discounts means a free policy, insurance companies wouldn't stay in business.

For a list of companies who offer cheap Jaguar XK insurance quotes in Evansville in Evansville, follow this link.

Buying car insurance from Evansville insurance agencies

Many drivers would rather talk to a local agent and often times that is recommended One of the best bonuses of getting online price quotes is that you can find cheap car insurance rates and still have an agent to talk to. Buying from local insurance agencies is important particularly in Evansville.

After completing this simple form, your information is sent to companies in Evansville that can give you free Evansville auto insurance quotes for your car insurance coverage. You won't even need to search for an agent since rate quotes are delivered instantly to you. It's the lowest rates without the usual hassles of price shopping. If for some reason you want to quote rates from a specific company, you just need to visit that company's website to submit a rate quote request.

If you would like to find a good Evansville insurance agent, you must know there are a couple types of agencies that you can select. Evansville agents are classified as either exclusive agents or independent agents.

Independent Insurance Agents

Agents in the independent channel do not sell for just one brand and that allows them to write policies with multiple insurance companies and find the cheapest rate. If your premiums go up, your agent can switch companies and you can keep the same agent.

If you need lower rates, we recommend you get quotes from at least one independent agent for the best price selection.

Shown below is a list of independent insurance agents in Evansville that can give you free price quotes.


120 N Fulton Ave a - Evansville, IN 47710 - (812) 485-2800 - View Map


1133 W Mill Rd #201b - Evansville, IN 47710 - (812) 205-2500 - View Map


32 N Weinbach Ave - Evansville, IN 47711 - (812) 479-8651 - View Map

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Exclusive Agents

Agents that choose to be exclusive generally can only insure with one company and some examples include Farmers Insurance or State Farm. They usually cannot shop your coverage around so they really need to provide good service. They are trained well in insurance sales which can be an advantage.

Below are Evansville exclusive insurance agents willing to provide rate quotes.


2621 Stringtown Rd #4 - Evansville, IN 47711 - (812) 477-0542 - View Map


600 N Weinbach Ave #110 - Evansville, IN 47711 - (812) 479-1424 - View Map


3820 Oak Hill Rd #8 - Evansville, IN 47711 - (812) 401-3276 - View Map

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Picking the best auto insurance agent should include more criteria than just the quoted price. The questions below may impact your decision as well.

Persistence pays off

Cheaper Jaguar XK insurance in Evansville can be bought both online as well as from independent agents in Evansville, so you should compare both to have the best selection. There are still a few companies who do not provide the ability to get a quote online and these regional carriers work with local independent agencies.

We just covered many ways to shop for Jaguar XK insurance online. It's most important to understand that the more rate comparisons you have, the higher your chance of finding inexpensive Evansville auto insurance quotes. You may even find the best prices are with a company that doesn't do a lot of advertising. Some small companies can often insure niche markets at a lower cost as compared to the big name companies such as Allstate or State Farm.

More information can be read at the links below